Buying a home, refinancing, or investing in real estate can come with a lot of questions. I help you understand your options, compare mortgage programs, and find financing that makes sense for your goals.
Integrity is the cornerstone of my business. I provide quick, accurate mortgage guidance for homebuyers and homeowners in Reno, Nevada.
NMLS #1269816 | DRE #53061
Meet Kevin Edwards
I am Kevin Edwards, a Mortgage Broker based in Reno, Nevada.
My job is not simply to put you into a mortgage. It is to understand what you are trying to accomplish, explain the options available to you, and help you make a confident decision.
Every borrower is different. You may be buying your first home, moving into something larger, refinancing a property you already own, or looking for financing that works with self employed or nontraditional income.
That is where having access to multiple mortgage programs can make a real difference.
As a Mortgage Broker with ARBOR Financial Group, I can explore available mortgage options based on your financial situation, property, and goals rather than approaching every borrower with the same solution.
You bring me the goal. I will help you understand the mortgage options that can get you there.
There is no single mortgage that works for everyone. Your income, property, down payment, credit profile, and long term plans all matter. I help borrowers compare traditional and specialty mortgage programs based on their actual situation.
A flexible option for many homebuyers and homeowners. We can compare conventional loan structures based on your down payment, credit, property, and financial goals.
Buying your first home comes with plenty of questions. I can help you understand available mortgage programs, down payment options, and what to expect from preapproval through closing.
Eligible veterans, active duty service members, and qualifying military families may have access to valuable VA home loan benefits for purchasing or refinancing a home.
Running your own business should not automatically make getting a mortgage more difficult. I work with traditional and alternative income documentation options for qualifying self employed borrowers.
Not every borrower fits conventional lending guidelines. Non QM mortgage programs can provide additional flexibility for borrowers with unique income, credit, property, or financial circumstances.
FHA financing can offer flexible qualification and down payment options for eligible homebuyers. I can help you understand whether it fits your situation.
Bank statement programs may help qualifying self employed borrowers document income using eligible business or personal bank deposits.
For qualifying real estate investors, DSCR financing may allow the property's rental income and cash flow to play a larger role in qualification.
Certain mortgage programs may allow qualifying 1099 borrowers to document income differently from a traditional salaried employee.
Profit and loss programs may provide another documentation approach for qualifying self employed borrowers whose tax returns do not tell the full story.
Jumbo financing is designed for loan amounts above standard conforming limits. We can compare structures based on the property and your financial profile.
Whether you are buying your first rental or expanding an existing portfolio, I can help you compare financing options for investment properties.
ITIN mortgage options may be available to eligible borrowers who use an Individual Taxpayer Identification Number rather than a Social Security number.
Your mortgage should continue to work for you as your finances and goals change. Refinancing may help you restructure your loan, access equity, or adjust your long term financing strategy.
A cash-out refinance may allow eligible homeowners to replace an existing mortgage while accessing a portion of available home equity.
Renovation and construction financing can help eligible borrowers finance a home purchase, improvements, or a new construction project.
USDA loans may offer qualifying borrowers financing options for eligible properties in approved rural and suburban areas.
A reverse mortgage may help eligible homeowners age 62 or older access home equity without a required monthly principal and interest payment.
Most people do not start the mortgage process knowing exactly which program is right for them.
Tell me what you are trying to accomplish, and I will help you narrow down the options based on your income, property, finances, and goals.
Why Work With Kevin
A good mortgage decision is about more than finding a rate. It is about understanding the complete picture and choosing financing that supports what you are trying to achieve.
Working with a Mortgage Broker can give you access to mortgage programs from multiple lending sources rather than limiting the conversation to one standard solution.
Mortgage terminology can become complicated quickly. I explain the important parts in plain language so you understand what you are choosing and why.
Self employed, 1099, investor, and other nontraditional income scenarios often need a different approach. I can explore both traditional and specialty mortgage programs.
You should not feel like you are being passed from department to department. I stay involved and help you understand what is happening throughout the process.
I am based in Reno and work with homebuyers, homeowners, real estate professionals, and investors throughout the area.
Nearly 200 Google reviews reflect the experiences of borrowers Kevin has had the opportunity to help.
Whether you are buying your first rental or expanding a portfolio, I can help you compare available investment property financing options.
You do not need to know which program you want before calling. Start with your goal, and I will help you understand the options worth considering.
Client Experiences
A mortgage is a major financial decision, and who you choose to work with matters.
I am grateful that so many clients have taken the time to share their experience. Read what homebuyers, homeowners, and investors have said about working with me.
5.0 Google Rating | Nearly 200 Google Reviews
Whether you are ready to apply today or you simply want to ask a few questions first, I am happy to help.
Tell me what you are trying to accomplish and we can take it from there.
Answers to common questions about working with a Mortgage Broker, buying in Reno, self employed mortgages, investment financing, Non-QM loans, and getting started.
A Mortgage Broker helps borrowers compare mortgage programs available through multiple lending sources. I review your goals and financial situation, then help you understand which available loan options may be appropriate.
A bank generally offers its own mortgage products. A Mortgage Broker can evaluate programs from multiple lending sources, which may provide more options for different income types, properties, and financing scenarios.
Yes. Kevin Edwards is a Mortgage Broker based in Reno, Nevada, helping homebuyers explore mortgage options for properties throughout the Reno area and other eligible markets.
Yes. Many self employed borrowers qualify for mortgages. Depending on your situation, options may include conventional financing, bank statement loans, 1099 programs, profit and loss programs, and other alternative documentation mortgages.
Yes. Kevin works with real estate investors and can help evaluate conventional investment property financing, DSCR loans, and other eligible investor mortgage programs.
A Non QM mortgage is a home loan that does not follow the standard qualification rules used by traditional qualified mortgages. These programs may provide additional flexibility for certain income types, property situations, or borrower profiles.
A DSCR loan is an investment property mortgage where qualification may focus primarily on the rental income generated by the property compared with its mortgage related expenses.
No. You do not need to choose a loan program before speaking with Kevin. Start by explaining what you want to accomplish, and Kevin can help you understand which mortgage options may be worth considering.
You can schedule a conversation with Kevin or complete the secure online mortgage application. Kevin can then review your goals and discuss the next steps with you.
